Credit Cards

Like other hotel programs, Wyndham offers brand-name credit cards to earn points with every purchase. You currently have the option of choosing between two private cards and a business credit card.

Wyndham-Rewards

Each card offers new cardholders a welcome bonus, as well as ongoing bonus categories. Cardholders also receive automatic status updates (and corresponding real estate benefits) and a 10% discount on free nights.

Wyndham Rewards offers three top-up credit cards. Each offers benefits like Elite status, bonus points, and annual fees. To earn Wyndham points for your everyday purchases, take a look at the three Wyndham credit cards and see which one best suits your spending.

Wyndham Rewards - Credit Cards

Wyndham Rewards Earner: Best Free Card

  • Rewards: Earn 5X points per dollar on eligible Wyndham hotels and gas purchases; 2x points per dollar for qualifying restaurants and grocery stores (excluding Target and Walmart) and 1x point per dollar for all other purchases (excluding deposits at Wyndham timeshare resorts)
  • Welcome bonus: earn 30,000 points after spending $ 1,000 on purchases in 90 days
  • Annual membership fee: $ 0
  • Annual percentage: 15.74%, 19.99% or 24.99% annual variable rate

Wyndham Rewards-Credit-Cards

Wyndham Rewards Earner: Plus Card

  • APR: 15.74%, 19.99% or 24.99% Variable APR Rewards: Earn 6x more points per dollar on qualifying Wyndham hotels and gasoline purchases; 4 points per dollar for qualifying restaurants and grocery stores (excluding Target and Walmart) and 1x points per dollar for all other purchases (excluding deposits at Wyndham Timeshare Resort)
  • Welcome Bonus: Earn 45,000 points after spending $ 1,000 on purchases in 90 days
  • Annual membership fee: $ 75
  • Annual percentage: 15.74%, 19.99% or 24.99% annual variable rate

Wyndham Rewards Earner: Business Card

  • Rewards: Earn 8x more points per dollar on qualifying Wyndham hotels and gas purchases; 5X points per dollar in marketing, advertising, and public services; 1X point per dollar on all other purchases
  • Welcome Bonus: Earn 45,000 points after spending $ 1,000 on purchases in 90 days
  • Annual membership fee: $ 95
  • Annual percentage: 15.74%, 19.99% or 24.99% annual variable rate

These cards are a great option for those looking to spend big on Wyndham purchases or earn bonus points with little or no retirement. However, the low-profit rate for regular purchases (and even at gas stations and supermarkets) is low compared to many other travel credit cards.